Debt 

Debt. It’s a four-letter word. Whenever you owe someone money, you are in debt. Debt isn’t always bad; in fact, it’s the principle behind credit cards. When you purchase something on credit, your credit card company buys the item for you, and you are indebted to them. When you pay your credit card bills, you are paying off the loan made to you by the company. But remember, buying on credit is a loan, so you have to pay the money back.  When you fail to do so is when problems arise.

In Debt? – FTC

Debt Relief Advertisements– FTC

Knee-Deep in Debt – FTC

Debt Collection: Your Rights – MD Attorney General

Fair Debt Collection – FTC