MPDU Application Tutorial and Application Portal Instructions

The Application Tutorial is a self-administered online training and the 3rd class requirement to apply to the Montgomery County Moderately Priced Dwelling Unit (MPDU) purchase program, which includes tests that you must pass with a score of 80% or better. You can review the tutorial and take the test at your own pace. 

Only individuals who completed the first two required classes, the MPDU Orientation Seminar and the First-Time Homebuyer class, can take the Application Tutorial. To complete the training requirement, they must have received an email from the Department of Housing and Community Affairs—MPDU office. 

Gather all the required documents to apply to the MPDU Purchase Program. 

When you take the Application Tutorial, you must be ready to apply. Do not start the application process if you don’t have all the required documents. An incomplete application will be denied. To ensure a successful outcome, below is the MPDU Application “must have” list of documents, which includes samples of documents. You must click on each of the samples and have them ready when it is time to complete the MPDU online application. 

MPDU Application Checklist:

  • Government Identification: Driver’s license, state ID, or passport for all adult household members in the application. (ID sample).
  •  First Time Homebuyer Certificate: From a HUD-approved housing counselor issued within the past two years. (FTHB sample).
  •  Mortgage Pre-Qualification Letter: From a licensed mortgage lender with a pre-qualified amount of no less than $150,000 and issued within the last three months. (List of lenders and letter sample).
  •  Federal Income Tax return: The most recently filed (Form 1040 and W-2/1099) for every wage earner. For additional income reported on the tax return, such as business income, also provide a Schedule 1 or Schedule C form. If you did not file taxes, obtain an IRS Verification of Non-Filing Taxes (Form 4506-T). The preferred format for submitting a 1040 form is PDF. A picture/screenshot is also acceptable. If so, only upload pages 1 and 2 with the tax preparer's signature/stamp. Self-prepared taxes are not acceptable. Obtain a Tax Return Transcript and all other tax-related transcripts at no cost from the Internal Revenue Service (IRS) at https://www.irs.gov/individuals/get-transcript or call 800-908-9946. 
  • Proof of Income: Two (2) most recent pay stubs, or four (4) if paid weekly, for every wage earner in the household and from each current employer. (Pay stub sample).
    • If you are unable to provide pay stubs because you have new employment or your current employer does not supply pay stubs, you must complete a  Verification of Income form (PDF). Bank statements with deposits are not acceptable.
    • If self-employed, a notarized Year-To-Date summary of income and expenses. This statement must be from the current year, from January to the present, and for each self-employed business. Bank statements with deposits are not acceptable. (YTD income sample).
    • If retired, proof of pension income and/or social security benefits statement.
    • Proof of all other sources of income, such as Social Security Income (SSI), Child support, or Alimony. Provide statements from the agency issuing this income. Bank statements with deposits are not acceptable.
  • Proof of Residence: If your current taxes do not show your current address, provide a copy of any two of the following: current rental lease, utility bill, and or driver’s license showing new address.

Other documents for special situations:

  • Divorce or separation agreements (if applicable or if the most recent tax return was filed as “married”).
  • If you have a newborn child who was not listed on your recent tax return, provide a copy of the child’s birth certificate.
  • If you have an adult child or relative, such as a parent, that you are claiming on your taxes as your dependent, you must provide a Verification of Non-Filing Taxes (Form 4506-T) for each listed adult dependent. Obtain this form and all other tax-related transcripts at no cost from the Internal Revenue Service (IRS) at https://www.irs.gov/individuals/get-transcript or call 800-908-9946. (Non-Filing Taxes sample).
Complete the Classes Validation Form. 

Click on the blue banner at the bottom of this page to self-validate your MPDU classes by entering the first name, last name, email, and Orientation ID that was sent out in the email instructions you must have received from the Department of Housing and Community Affairs—MPDU office.

After validation, refer to the User Guide for Montgomery County’s AccessMCG Extranet to create a user account and then access the MPDU Application Portal, where you will be able to: 1) take the Application Tutorial and 2) submit your application. (Application form sample).

The MPDU office only reviews applications that applicants have completed. When you submit your application, you will receive an email confirmation.
The processing time for reviewing and approving an application is 30 days; some applications will take longer if they are missing a document (the 30 days restart when the last missing document is uploaded). Please do not contact our office before the 30-day period. The MPDU staff will communicate the status of your application via email. You must also check your spam or junk email periodically to avoid losing any communication from the MPDU office.