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Health Insurance & Programs

Always call 911 for any medical emergencies. Financial assistance is often available to those who cannot afford to pay emergency hospital bills.

Private Insurance

  • Maryland Health Connection (English) (Español): (240) 777-1815 or (855) 642-8572
    • If you are a U.S. citizen, or have certain types of immigration status, you may be able to enroll in a private health insurance plan. Financial help may be available. Visit the Maryland Health Connection website, or call the number above, to see if you qualify and for help enrolling.
    • For information on the types of immigration status required for coverage visit Maryland Health Connection.
  • If you are a senior (age 65 or older), you may qualify for Medicare , which is a federal program administered by private health insurance companies. Visit the Medicare website or call for more information: 1-800-MEDICARE (1-800-633-4227).

Programs for Low-Income Residents

For Adults

  • Medicaid
    • Low or no-cost health coverage for low-income individuals who are U.S. citizens or have been lawfully present in the U.S. for 5 years (some exceptions apply). See Fact Sheet on Medicaid in Maryland for more information.  For questions about whether you qualify and how to apply, contact  Maryland Health Connection (English) (Español): (240) 777-1815 or (855) 642-8572.
    • For more information on the types of immigration status required, visit Maryland Medicaid Administration, or call Maryland Health Connection at the number above.   Note: Emergency Medicaid for emergency services and pregnant women does not require immigration status.
  • Montgomery Cares
    • County health program for low-income adults who do not qualify for other insurance. Does not require immigration status.
    • Click here for a list of participating clinics. 
    • For questions regarding eligibility, call 240-777-1003.

For Children

  • Children who are U.S. citizens or have certain types of immigration status may qualify for Medicaid or the Maryland Children’s Health Program, depending on their family’s income. For questions about whether you qualify and how to apply, contact Maryland Health Connection (English) (Español): (240) 777-1815 or (855) 642-8572.
  • Care for Kids: (301) 628-3450 
    • County health program for low-income children who do not qualify for other insurance. Does not require immigration status.
  • Women Infants and Children (WIC): (301) 762-9426, WIC-info@cciweb.org
    • Federal program for children up to 5 years old and pregnant women. Provides breastfeeding support, referrals to health care and social services, immunization assessments and screening, nutrition counseling. food assistance and more. Immigration status not required.

For Pregnant Women

  • NEW! As of July 1, 2023, low-income pregnant women in Maryland who do not have immigration status may qualify for full scope Medicaid coverage.  Coverage would apply during the pregnancy and for 4 months postpartum for the mother. A child born to a mother on Medicaid would receive one year of coverage.  To apply for Medicaid, contact the Maryland Health Connection (English) (Español) : (240) 777-1815 or (855) 642-8572.  
  • Montgomery County Maternal Partnership/Prenatal Care
    • Provides prenatal care for low-income pregnant women. Immigration status not required.
  • Women Infants and Children (WIC)
    • Federal program for children up to 5 years old and pregnant women.  Provides breastfeeding support, referrals to health care and social services, nutrition counseling. food assistance and more.  Immigration status not required.
  • For more information on programs promoting maternal/infant health, visit Montgomery County Department of Health and Human Services