Financial Assistance


Need help with housing? See our Housing Assistance page.


Includes self-employed, independent contractors, “gig” workers.

On April 17, eligible Marylanders began seeing an additional $600 per week payment as a result of the federal CARES Act.

On Friday, April 24, the Maryland Department of Labor launched a new BEACON One-Stop Application to allow all newly eligible Marylanders to file all types of claims entirely online. Eligibility is expanded to those who are self-employed, independent contractors, gig economy workers, have insufficient work history, or who have exhausted their benefits since July 1, 2019 and are eligible for the Pandemic Unemployment Assistance (PUA) program will now be able to submit their applications online and receive their benefits retroactive to their earliest date of eligibility.

These individuals should visit Labor’s website at and enter their email address to receive important information and instructions about filing their new claim. The new application will also allow individuals who were previously required to file by phone, like those who are federal employees, members of the military, have worked in multiple states, and have worked for more than 3 employers in the last 18 months to now file online.

Apply for Maryland Unemployment benefits at

Federal Pandemic Unemployment Compensation (FPUC)

  • $600 per week on top of current regular UI benefits.
  • Effective March 29, 2020 through July 31, 2020.
  • Will be automatically updated if you qualify, are currently receiving benefits, and once our technical systems are modified.

Pandemic Emergency Unemployment Compensation (PEUC)

  • 13 additional weeks of UI benefits, plus $600 FPUC.
  • Effective March 29, 2020 through Dec. 31, 2020.
  • Will be automatically updated if you qualify, are currently receiving benefits, and once our technical systems are modified.


The IRS is providing federal stimulus assistance to individuals. Individuals must have a Social Security Number for themselves and their qualifying children to receive payments.

  • Individuals making up to $75,000 ($150,000 for married workers) will receive payments of $1,200 with an additional $500 payment per minor child. The payments decrease based on incomes above $75,000 and stop altogether for single workers making more than $99,000 ($198,000 for married workers and $218,000 for a family of four.)
  • These payments will be issued by the IRS via direct deposit and will be based on the individual's 2019 or 2018 tax return or 2019 Social Security statement.
  • If an individual did not file a tax return in 2018 or 2019 and does not receive Social Security benefits, the IRS recommends filing a 2018 return to receive payment. If the IRS does not have the taxpayer’s bank account information, the taxpayer should look for a letter from the IRS detailing how to receive their payment.
  • Individuals who receive Social Security, retirement or other social safety net benefits may still qualify for direct payments. These payments will not be taxable nor represent “resources” for program eligibility purposes.

Emergency Assistance Relief Payment (EARP)

The Montgomery County Executive and County Council together have set aside $5 million in funding to support individuals and families experiencing financial hardship due to COVID-19. The funding will provide direct financial assistance to the County’s most vulnerable residents so they can purchase basic needs.  Please check the Emergency Assistance Relief Payment (EARP) program website for additional information.

Finding Employment

  • WorkSource Montgomery (WSM) focuses on linking local and regional economic development and workforce efforts in Montgomery County.
  • Montgomery County Human Resources  iRecruitment Site is the central listing of all County government jobs. 
  • Maryland Department of Labor has compiled a list of over 65 employers who are hiring individuals to immediately fill hundreds of positions.

Relief Funds for Undocumented Immigrants

Other Resources

  • The National Restaurant Association Educational Foundation Restaurant Employee Relief Fund was created to help restaurant industry employees affected by the COVID-19 outbreak by providing one-time $500 grants to employees who have experienced decreased wages or lost employment. 
  • The CASH Campaign of Maryland provides financial planning resources and information on lessening the financial impact of this crisis.
  • The Paid Sick and Family Leave (CARES Act) enables some individuals to receive two weeks of paid sick leave if unable to work due to quarantine, experiencing COVID-19 symptoms, or caretaking responsibilities.
  • Student Loans and Federal Work-Study: Relief for Federal student loan borrowers includes waiving interest and pausing loan payments for a certain period.