Ronald M. Jennings, Sr. LUTCF is a Financial Services Professional who entered the financial services industry in 1992 with John Hancock Financial Services in New York where he was #1 in the county in managed investments in 1997, 1998. He received his LUTCF designation in 1996 which gives him expertise in business, retirement, and estate conservation planning. He continued his career from 1998-2004 as a Small Business Relationship Manager and Insurance Counselor with JP Morgan Chase. In 2004 he decided to start his own practice in New York and eventually moved the practice to Maryland in 2006.