Voluntary Benefits
Administrator: Aflac
Website: www.aflac.com
Phone: 1-202-558-5142
Aflac now offers the option of individual short-term disability coverage based on your financial needs and income to unrepresented and IAFF employees . Aflac does not coordinate benefits. Regardless of any other disability insurance benefits you may have, including Social Security they will pay you directly for an off-the-job accident or sickness. Eligible employees can sign up at any time - contact AFLAC directly for a quote and to apply. If approved, AFLAC will notify the County so the County can begin taking the premium deductions out of your paycheck.
- Monthly Benefit: $500–$6,000 (subject to income requirements)
- Total Disability Benefit Periods: 3, 6, or 12 months
- Elimination Periods (Injury/Sickness): 0/7 days, 0/14
Resources:
AFLAC Short Term Disability Informational Video
AFLAC Short Term Disability & Critical Illness Benefit Summary
Administrator: Aflac
Website: www.aflac.com
Phone: 1-202-558-5142
Aflac will pay benefits direct to the policyholder in the range of $10,000-$30,000 (dependent on level of coverage chosen) upon the diagnosis of serious illnesses such as:
- Heart Attack & Sudden Cardiac Arrest
- Internal Cancers
- Coma
- End-Stage Renal Failure
- Stroke
- Major Human Organ Transplants
- Paralysis
AFLAC Critical Illness is only available to unrepresented and IAFF employees. Eligible employees can sign up at any time - contact AFLAC directly for a quote and to apply. If approved, AFLAC will notify the County so the County can begin taking the premium deductions out of your paycheck.
Resources:
AFLAC Critical Illness Informational Video
AFLAC Critical Illness & Short Term Disability Summary
Administrator: ACSIA Partners
Website: www.mcg-ltc.com
Phone: 1-877-403-1117
Note: ACSIA Partners is not issuing any new policies at this time. Existing policies are still in effect. This page will be updated when information on available long-term care benefits becomes available.
Long-term care is the term for helping people who develop disabilities or chronic care needs. For example, there may come a time when you or a loved one needs help walking, getting dressed, eating, or bathing. It also includes the kind of care you would need if you had a severe cognitive impairment such as Alzheimer's disease. Long-term care services may be brief with full recovery, or they can continue for years. Services may be provided in a person’s home, in a residential facility such as a nursing home or assisted living facility.
A long-term care insurance policy will pay benefits for services you receive at home (such as cooking, cleaning, laundry, grooming and assistance with other activities of daily living), or in an assisted living facility and in a nursing home if a situation requires more intensive attention on a daily basis.