Health Insurance Resources
Need to make changes to your health insurance? Please review the applicable information below to make your changes.
Newly Hired MCG Employees
If you are newly hired, visit the New Employee webpage to access your mandatory online forms.
Current MCG Employees
Open Enrollment is the only time of year when you can make changes to your benefit elections without needing a qualifying life event. To make your 2025 Open Enrollment elections, please refer to the Self Service Benefits Open Enrollment System User Guide. All Open Enrollment changes are due no later than 5pm on October 25, 2024.
If you have a qualifying life event, you have 60 days from the date of the event to make health insurance changes. For a list of qualifying events and required documentation, refer to Required Documentation & Qualifying Life Events. To make your selections, you can use either Self-Service Benefits or an online form:
- Self-Service Benefits (refer to the System User Guide to access the system and make your changes)
--OR-- - 2024 Active Employee Election Form
TIP: The advantage of using Self-Service Benefits is that you can immediately download a confirmation of your elections at the end of the process, which provides proof of your enrollment.
Participating Agency Employees
If you are newly hired or a current employee who has recently experienced a qualifying life event, you have 60 days from your hire date or the event date to make health insurance selections. For a list of qualifying events and required documentation, refer to Required Documentation & Qualifying Life Events. To make your selections, please use the 2024 Participating Agency Election Form .
Retired Employees
If you are a retiree, you can make changes at any time. To see what documentation is required, refer to Required Documentation & Qualifying Life Events. To make your selections, use the 2024 Retiree Election Form. Enrollment submissions must be received by the 10th of the month for changes to become effective on the 1st of the following month.
Other Important Forms
Domestic Partner Dissolution Form
Beneficiary Forms
TIP: Don't forget to select or update your beneficiaries whenever you have a major life change.
Children's Health Insurance Program (CHIP) Notice
COBRA Information
Grandfathered Health Plan Status
HIPAA Privacy Notice
Newborns' and Mothers' Health Protection Act Notice
Women's Health and Cancer Rights Act Notice
Active Employees
Health Insurance Rates for 2024 (Regular Employees)
Health Insurance Rates for 2024 (10-Month Employees)
Health Insurance Rates for 2024 (Full-Scope Temporary Employees)
Health Insurance Rates for 2024 (100% Rate for Participating Agencies)
Health Insurance Rates for 2025 (Regular Employees)
Health Insurance Rates for 2025 (10-Month Employees)
Health Insurance Rates for 2025 (Full-Scope Temporary Employees)
Health Insurance Rates for 2025 (100% Rate for Participating Agencies)
Retirees
Retiree Rates for 2024
Retiree Rates for 2025
COBRA
COBRA Rates for 2024
COBRA Rates for 2025
Montgomery County Retired Employees Association (MCREA)
MCREA Congratulations Letter
MCREA Meeting Presentation
Visit the MCREA Membership Information Website .