If you are a member of the optional or integrated plan under the Montgomery County Employees’ Retirement System (ERS) and hired before July 1, 2011, and retire under a normal, early, disability or discontinued service retirement, you are eligible for group insurance benefits. However, you are not eligible for group insurance benefits if you leave County service prior to retirement eligibility with a deferred vested benefit payable upon your normal retirement date. 

If you are a member of the Montgomery County Elected Officials’ Plan (EOP, Group ZK), the Retirement Savings Plan (RSP, Group RN, RM, RC, RP), or the Guaranteed Retirement Income Plan (GRIP, Group CN, CM, CC, CP, CZ) and hired before July 1, 2011, you are eligible for group insurance upon separation from service if your age and credited service under a County Retirement Plan at the time of separation from service meet certain requirements. 

In either scenerio, you should attend a "Planning for Retirement" seminar, see schedule below: